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Personal Financial Literacy & Economics for Real Life


PERSONAL FINANCIAL LITERACY & ECONOMICS FOR REAL LIFE is offered at a competitive price. Each license is for one year. Therefore, if a district offers PFL in the fall and spring, one student may be assigned the license in the fall, and then removed at the end of the course and a second student may be assigned the license for the spring.

 A one year student license is $40. If used twice, the average price is $20 per student. The eight year license is $280, paid in year one. If the students in the course exceed the number of licenses purchased, the district will be charge $40 for each extra license.


Teacher licenses are $160 per license. It too may be used twice in a school year, reducing the average price to $80 per instructor. The eight year license is $1,120. Over an eiht year period with 16 teachers, the average cost per teacher is $70.

 Example, District A has 500 students who will enroll in PFL&E for Real Life in the 2024-25 school year. When registration is complete 300 students enroll in the fall and 200 students in the spring. The district purchases 300 student licenses @ $40 per license or $12,000. In the spring, assume more student join the course than planned and 400 sign up for the course. Three hundred licenses have been bought, so the district needs to purchase 100 more licenses at $40 each, or $4,000. The result is 700 students have taken the course at a total cost of $16,000 or $22.86 per license.

CONTACT US form to request a quote or have your instructional materials department send a Purchase Order to Lorraine@DeckerUSA.com. Call 713-256-8643 Lorraine Decker, CLU, CHFC, MSFS should you have any questions.

Click on the topics for more information - Table of Contents, Frequently Asked Questions and Pricing. If you have more questions or wish to preview the course, please complete the CONTACT US form.